Death. The great equalizer. We don’t want to contemplate it, we don’t want to plan for it, we don’t want to think about it, till we have to. It often seems far way, into the distant future. Attitudes have changed a bit in recent times as regards that preparation of death, but still in our current societal setup there is still an eerie aura around being “death-ready”, let’s say, that it makes it seem ominous, almost like you already have a body in mind.

I have to admit, one of the harder things I have had to do is to convince people to prepare for it, however minimally. I still get the same sentiment, “Tamara, I’m not going to die anytime soon, I’m protected and covered by the blood of Jesus. I don’t want to kill my people by buying funeral cover… noo..”. To this I have two things. One, the thing about events that we don’t think are going to happen soon is that they usually happen sooner than you anticipate, much sooner. And two, Jesus prepared for His death, He even prepared His loved ones for His death, so why not you?

Death is a reality. It happened to Jesus, it will happen to me, it will happen to you, to someone you love, and to someone you hate. It’s not an “if”, not a “may be”, it’s a certainty. Let’s just get that out of the way (just in case we needed to).

If that is the case then how is it that the one thing we are 100% sure is going to happen we are so alarmingly unprepared for? Yes, we probably cannot prepare enough for it psychologically, but financially, is that a big ask?

You’ve probably seen it all, the what’s-app groups, the constant messaging, the appeals for help, the fundraisers etc. It’s like a wedding preparation, or a graduation but without the pomp and circumstance. Just so we are clear, I’m not opposed to people chipping in when they can (“can” here being the key word), I’m saying that the funeral arrangements should be able to proceed, whether or not people chip in.

Death usually happens at the most inconvenient of times. Usually you are on your last cent and your circle of friends isn’t any better off. And it becomes a nightmare if its two deaths. Any more than this, God help you. Have you ever been caught in a situation whereby a close friend is bereaved, you are broke to the bottom and the deadline for contribution is today? how did you feel? Have you ever missed a funeral contribution for a friend because you were genuinely tapped-out? how did the welfare manager take it? how about the other members who contributed? It was so embarrassing I bet.

The proposal here is actually quite simple. A funeral cover. Get one. It’s a one-step plan. In many funerals, one of the biggest sources griefs comes from handling of the expenses. Most bereaved people are usually so worried about where the money to cover the funeral expense will come from and the funeral arrangements to such an extent that they actually forget that they lost someone and that’s what they should be mourning. My proposal is you get this plan done and dusted, so that should the time to grieve actually come around (God forbid), you actually get to grieve about what you are supposed to grieve for.

 

The Plan

For 4000/= premium per Principal Member per Annum

 

Assured Member

 

 

Last Expense Cover

Spouse KES100,000
Child 1 KES50,000
Child 2 KES50,000
Child 3 KES50,000
Child 4 KES50,000
Parent 1 KES50,000
Parent 2 KES50,000
Parent In-Law 1 KES50,000
Parent In-Law 2 KES50,000

 

Do you belong to a registered group? Say 10 members and above in number? It could be an alumni association, a chamaa, a boys/girl’s club, a group of families and friends who are duly registered.

You only need to save 134/= per day for 30 days. With Ksh.4000/= you’ll have a befitting farewell/sendoff plan for your loved ones including your parents and parents-in-law.

With 4000/= paid by the principal member, you’ll have the assurance in the event of death of any lineage member, who are covered, within 48 hrs of reporting.

Onboarding Requirements

  1. Certificate of incorporation or a memorandum of understanding or any registration document for the group
  2. Members Excel sheet with Principal Member’s names, DOB, ID number, Mobile numbers, Occupation followed by the spouse, children, parents and in-laws.

Claim Requirements

  1. A copy of ID or Birth Certificate of the diseased
  2. A copy of ID of the Principal Member
  3. A burial Permit
  4. If the diseased in an in-law, include the birth certificate if the spouse.

 

Contact me for more information…

Posted in
Life Insurance

Celestine Tamara Were

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