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Today, we’re discussing alternative retirement planning. We will all retire someday, so it’s crucial to prepare for it mentally and psychologically. Retirement should be something to look forward to, not dread. With proper preparation, you can retire young and pursue other interests.

We’re introducing a new and exciting product on the market with great benefits and returns. Unlike most insurance products that get more expensive with age, this one provides good returns if you are below 65 years. The earlier you start, the more you benefit.

Consider this example: a 32-year-old earning a combined household income of 287k per month, with 100k left after expenses. Often, this money is squandered. With our product, you can commit half of that to your retirement, ensuring you have substantial savings in the future.

The product offers up to 50% interest on your total savings over a 12-year term. Here are some specifics from our table:

• If you save 50k monthly from a 500k income, you’ll accumulate 7.2M in 12 years. With returns, you’ll receive 10.9M, a 51% increase.
• With a 400k income and 40k savings, you’ll have 5.76M, receiving 8.7M with a 51% return.
• For a 300k income and 30k savings, you’ll save 4.32M, getting 6.5M, a 50% return.
• A 200k income and 20k savings yield 2.88M, receiving 4.4M with a 53% return.
• A 100k income and 10k savings give you 1.44M, receiving 2.17M, a 50% return.
• For 50k income and 5k savings, you’ll save 720k, getting 1.088M, a 51% return.
• With a 30k income and 3k savings, you’ll have 432k, receiving 653k, a 51% return.

This product also offers significant tax relief. You get a 15% relief on monthly contributions, reducing your tax burden. Additionally, the sum assured is not taxed at maturity, giving you the full amount.

The minimum term is five years, with a maximum of 12 years. Though 12 years may seem long, it isn’t. For example, if you start at 32, you’ll be 44 when your policy matures, still young enough to enjoy retirement. Maximum term equals maximum yield, so aim for the longest term possible.

Traditional retirement schemes limit retirement age to 55-65 and tax pension savings at maturity. Our product lets you set your own retirement terms and isn’t taxed at maturity.

Imagine retiring at 65 and living to 99. Proper planning ensures those years are spent comfortably. Many Kenyan retirees face poverty because they saved too little or started too late. Don’t depend on your children for support; your savings should be your retirement package.

To get started, you need a copy of your National ID or passport, your KRA pin letter, a filled application form, and the first premium payment notification. Payments can be made through various methods, including M-Pesa.

Visit our website at tamaras.co.ke or follow us on social media for more information. For inquiries, email weretamara@gmail.com or WhatsApp us at +254777675977.

Thank you for watching. I look forward to helping you prepare for a wealthy retirement. Stay focused and blessed.