“Tamara’s Advisory – Powering Purpose in Uncertain Times.

In recent weeks, Kenya has witnessed an unprecedented wave of civic unrest — a movement largely driven by Gen Z, fueled by digital mobilization, and catalyzed by growing economic frustrations. What began as a protest against a finance bill has now evolved into a deeper cry for recognition, equity, and direction.

This moment is not merely a political standoff. It is a generational reckoning. It is a financial awakening. It is an invitation for the nation — its leaders, citizens, institutions, and enforcers — to pause, reflect, and chart a wiser, more intentional course forward.

At Tamara’s Financial Planning & Consultancy, we do not claim to have all the answers. We are not a political body, nor are we an insurance provider. We are an advisory voice — one that listens, interprets, and walks with individuals, families, and institutions in pursuit of long-term financial clarity and wellness. In this spirit, this essay seeks to respond to this national moment — not with criticism, but with counsel. Not with panic, but with perspective.

 

Gen Z: Beyond Protest, Toward Purpose

The youth of Kenya — particularly Gen Z — have demonstrated boldness, unity, and innovation during these turbulent weeks. Their capacity to organize both online and on the streets has captured national and international attention. For perhaps the first time in decades, the nation’s youngest citizens have collectively and peacefully questioned the status quo and demanded better.

Yet, amid the fire of resistance lies a deeper opportunity: the chance to build intentional personal legacies beyond activism. As the streets resound with protest songs, Tamara’s wishes to ask gently: what happens next?

The power of this generation must be matched by a mastery of financial tools. Budgeting, saving, investing, and wealth-building are no longer optional skills — they are the new pillars of peaceful revolution. It is no longer enough to raise your voice. It is time to raise your financial literacy.

Tamara’s offers youth-centered financial coaching — not through complex jargon or inaccessible investment products, but through relatable, practical education. We teach students and young adults how to set goals, allocate income, build emergency funds, and start micro-investments. It is our belief that when a young person understands the value of compound interest and the security of financial planning, they become not just change-makers but nation-builders.

 

To the Government: Leadership Begins with Listening

Governance in any democratic state comes with complexity and competing pressures. We acknowledge that crafting fiscal policy is never simple. However, the reaction to the finance bill has laid bare something that cannot be ignored: there is a vast disconnect between the youth and those tasked with shaping their future.

The current protests are not simply a response to taxation; they reflect years of economic exclusion, unmet expectations, and broken trust. To restore confidence, there must be visible efforts by government institutions to hear, engage, and empower the population — especially the youth.

Financial empowerment should become a central pillar of public policy. The government should invest in:

Financial education in schools and technical institutions

County-based economic mentorship programs

Youth entrepreneurship hubs led by credible professionals

National savings and planning campaigns in partnership with grassroots advisors

Tamara’s is open and willing to support this vision. As independent financial advisors, we can assist in the rollout of community-based advisory workshops, structured saving culture training, and retirement planning programs for both public and private sectors. A nation’s economy is strongest when every citizen understands how to protect and grow their income — regardless of size.

The current unrest should not be quelled by force alone. It should be met with policy review, youth integration, and transparent leadership. Kenya must avoid the temptation of silence and instead adopt the posture of dialogue.

 

The Kenya Police Service: Human Behind the Badge

No one understands pressure more than the men and women in uniform. As the primary agents of law and order, Kenya’s police service finds itself caught between duty and doubt. Often, the same officers who must manage public unrest are struggling with financial instability, emotional exhaustion, and societal misunderstanding.

Tamara’s has worked with countless civil servants, including security personnel, who express a common sentiment: “We serve, but we are not sure we’re secure.”

Financial stress remains a silent burden among many in the service. Officers deserve more than reactionary welfare — they need structured, preventive financial planning support. Through confidential, practical sessions, Tamara’s walks with officers on:

Understanding retirement savings (beyond NSSF)

• Budgeting and protecting their income
• Building future-focused goals for their families

We believe a police officer who is financially secure, mentally equipped, and emotionally supported is more likely to engage the public with empathy and sound judgment.

In moments of public protest, restraint becomes easier when there is dignity behind the uniform. We urge government stakeholders and police leadership to integrate financial wellness into their service structures, ensuring the guardians of our nation are also protected from within.

 

What This Moment Is Really About

This national crisis is not rooted in one bill. It is rooted in the gap between potential and opportunity, between power and purpose, between generations with different languages but shared dreams.

We are witnessing a financial identity crisis:

Graduates with no jobs. financial constraints

Parents struggling to save for their children’s education

Public workers unsure how to retire securely

Entrepreneurs without insurance or investment buffers

The real revolution is not on the streets. It is in classrooms, households, offices, churches, and marketplaces. It’s in the quiet decisions to budget instead of borrow, to save instead of survive, and to plan instead of panic.

🎓 To the Unemployed Graduate: You Are Not a Failure — You Are a Seed

We cannot ignore the rising number of Kenyan graduates — intelligent, skilled, hardworking — who have no jobs.

You went through the system. You did what was expected. You got the papers.
But now, you’re at home. Jobless. Depressed. Lost in a crowd of “overqualified and underconnected.”

This is not just your problem — it’s a national wound. And at Tamara’s, we see it.

But let us speak to you not just with sympathy, but with strategy.

You are not a failure.
You are not invisible.
You are not powerless.

You are a seed — waiting for the right environment, the right mindset, and the right strategy to bloom.

Let’s begin by planting three truths in your heart:

1. Your worth is not tied to a job title.

2. You can start where you are with what you have.

3. Financial planning is not for the rich — it’s for the wise.

Tamara’s walks with graduates who want to:

Learn how to budget a small income from side hustles or gigs.

Understand mobile money investments like money market funds.

Get guidance on creating short-term and long-term financial goals.

Save for a business idea, professional course, or relocation plan.

We offer free talks, community-based coaching, and youth-friendly sessions that open your eyes to possibilities even in “waiting seasons.”

You may not be employed, but you can be empowered.

Because real success is not just earning money — it’s knowing how to manage, multiply, and protect it when it comes.

The Role of Tamara’s Financial Planning & Consultancy

At Tamara’s, we do not sell products. We offer wisdom. We exist to walk with individuals, families, and institutions on the journey to financial clarity and security.

Our advisory covers:

• Personal and family financial planning
• Education planning for children and dependents
• Retirement preparedness coaching
• Health and risk protection education

 

Group sessions for NGOs, SACCOs, churches, and SMEs

We do this with a deep commitment to trust, transparency, and transformation. We know that when a person understands their financial options, they move from fear to faith — from desperation to direction.

 

 A New Kenya Is Possible

Kenya is not broken. Kenya is being reborn.

The voices of our young people, the questions of our citizens, the silence of our struggling workers — all of these are signs not of collapse, but of a call to recalibrate.

Let this season not end in regret, but in resolve.

Let Gen Z be remembered not just for protest, but for building a savings culture.
Let the Government not be remembered for reaction, but for reform.
Let the Police not be feared, but seen as fathers, sisters, brothers doing their duty with dignity.

 

Let Kenya be the nation where:

“Wisdom builds the house, and through understanding it is established.”
— Proverbs 24:3

 

Tamara’s will continue to walk quietly but steadily with every Kenyan ready to plan with purpose.

Let’s not just shout. Let’s build.
Let’s not just march. Let’s master our money.
Let’s not just hope. Let’s plan.

 

📞 Reach Us

We are ready to serve: 🌐 www.tamaras.co.ke
📧 info@tamaras.co.ke
📱 WhatsApp: 0777 675 977
🔗 LinkedIn FA Tamara