Income Draw Down – Tamara's Financial Planning and Consultancy

Income draw down is a flexible retirement income solution that allows you to access your pension savings while keeping the rest of your fund invested. At Tamara's Financial Planning & Consultancy, we offer income draw down options to help you maximize your retirement income and maintain financial flexibility during your golden years.

What is Income Draw Down?

Income draw down, also known as pension drawdown or retirement income drawdown, allows you to withdraw money directly from your pension fund while keeping the remaining funds invested. It offers flexibility in managing your retirement income, allowing you to control how much you withdraw and when you withdraw it.

ey Features of Our Income Draw Down Options

Flexible Withdrawals

Regular Income: Receive a regular income from your pension fund, similar to an annuity, to cover your living expenses.
Ad Hoc Withdrawals: Have the flexibility to take lump sum withdrawals as needed for large expenses or emergencies.

Investment Growth

Fixed Annuities: Receive a fixed income payment for the duration of the annuity contract, providing stability and predictability.
Variable Annuities: Have the opportunity to earn higher returns by investing in a variety of investment options, such as stocks, bonds, and mutual funds.
Indexed Annuities: Participate in potential market gains while being protected from market losses, offering a balance between security and growth potential.

Tax Efficiency

Remain Invested: Keep the rest of your pension fund invested, giving you the potential for continued growth and income during retirement.
Investment Options: Choose from a range of investment options to suit your risk tolerance and retirement income needs.

Death Benefits

Beneficiary Options: Upon your death, any remaining pension fund can be passed on to your beneficiaries as a lump sum or as income, providing financial security for your loved ones.

Control and Flexibility

Adjustable Income: Adjust your income levels to suit your changing financial needs and lifestyle throughout retirement.
Access to Funds: Have the flexibility to access your pension fund whenever you need it, without penalties or restrictions.

Why Choose Our Income Draw Down Options?

Financial Flexibility: Income draw down gives you the flexibility to tailor your retirement income to your individual needs and circumstances.
Investment Growth Potential: By keeping your pension fund invested, you have the potential for continued growth and income during retirement, helping to preserve your wealth for the long term.
Tax Efficiency: Income draw down offers tax-efficient ways to access your pension savings, allowing you to maximize your retirement income.
Control Over Your Finances: With income draw down, you remain in control of your pension fund, giving you the freedom to manage your retirement income as you see fit.

What is Income Draw Down?

ey Features of Our Income Draw Down Options

Why Choose Our Income Draw Down Options?

Get Started Today. Talk to Us

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What is Income Draw Down?

ey Features of Our Income Draw Down Options

Why Choose Our Income Draw Down Options?

Get Started Today. Talk to Us

Services

Quick Access

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